Accounting and Cash Flow Module

Between October 1, 2007 and September 30, 2008, Caltrans anticipates receiving in excess of $3 billion of federal transportation funding and $3.5 billion in State funding. You are encouraged to attend and learn first-hand, from an expert team of training consultants, who intimately understand Caltrans and local agencies' bidding and award processes as current and former contractors and business owners.

These courses are designed to give attendees a general understanding of accounting and financial issues relevant to small business. This knowledge will provide attendees with an understanding of how to best manage their business' financials, how to manage cash flow and growing capital for future success.

Course 1: Understanding Financial Statements

Attendees will understand:

• Basic accounting principles
• How to read and understand a Financial Statement beyond the numbers
• What Financial Statements tell you about the health of your business

Topics covered include:

• Purpose of Accounting
• Accounting Equation
• Balance Sheet
• Income Statement
• What is the difference?
• Statement of Changes in Owner's Equity
• Statement of Cash Flows
• Accounting Methods
• Accounting Systems

Date	Location
April 1, 2008	Eureka - North Coast SBDC
April 7, 2008	Redding - Shasta College SBDC
April 9, 2008	Oakland - East Bay SBDC
April 14, 2008	Stockton - San Joaquin Delta College SBDC
April 16, 2008	Fresno - Central California SBDC
May 5, 2008	Santa Clarita - College of the Canyons SBDC
May 7, 2008	Hawthorne - El Camino College SBDC
May 12, 2008	Riverside - Inland Empire SBDC
May 14, 2008	Santa Ana - Orange County SBDC
May 19, 2008	Oceanside - North San Diego SBDC
All of the above courses are offered from 9:00 am to noon

Course 2:  Cash Flow Management

Attendees will understand:

• Concept and need for cash flow statements
• Cash flow statements and management
• Defining & managing cash basis-cash flow
• Defining & managing capital basis-cash flow
• Developing a cash forecast

Topics covered include:

• Managing your cash flow
• Cash flow projections
• Short-term cash flow projections
• Long-term cash flow projections
• Importance of cash flows
• Managing receivables
• Managing inventory
• Using trade financing
• Improving your cash flow
• Cash management options
• Preparing your cash flow statement
• Annual cash flow projections

Date	Location
April 1, 2008	Eureka - North Coast SBDC
April 7, 2008	Redding - Shasta College SBDC
April 9, 2008	Oakland - East Bay SBDC
April 14, 2008	Stockton - San Joaquin Delta College SBDC
April 16, 2008	Fresno - Central California SBDC
May 5, 2008	Santa Clarita - College of the Canyons SBDC
May 7, 2008	Hawthorne - El Camino College SBDC
May 12, 2008	Riverside - Inland Empire SBDC
May 14, 2008	Santa Ana - Orange County SBDC
May 19, 2008	Oceanside - North San Diego SBDC
All of the above courses are offered from 1:00 am to 4:00 pm

Course 3: Growing Capital

Attendees will understand how to:

• What is capital
• How to maximize capital for your business
• How to access non-traditional financing
• How to make your company ready to receive private equity financing
• How to get your business and yourself on the growth path

Topics covered include:

• Kinds of capital
• Methods to grow capital
• Information on capital providers who can offer:
• Finance resources for real estate
• Lines of Credit
• Bonding for Construction
• SBA/Government Loans
• How a wide range of banks and other lending organizations evaluate your loan application

Dates	Location
April 2, 2008	Eureka - North Coast SBDC
April 8, 2008	Redding - Shasta College SBDC
April 10, 2008	Oakland - East Bay SBDC
April 15, 2008	Stockton - San Joaquin Delta College SBDC
April 17, 2008	Fresno - Central California SBDC
May 6, 2008	Santa Clarita - College of the Canyons SBDC
May 8, 2008	Hawthorne - El Camino College SBDC
May 13, 2008	Riverside - Inland Empire SBDC
May 15, 2008	Santa Ana - Orange County SBDC
May 20, 2008	Oceanside - North San Diego SBDC
All of the above courses are offered from 9:00 am to noon